In June 2021, global crypto adoption soared over 880% compared to last year. So, it’ll only count as massive ignorance to miss the crypto going mainstream. Yeah, there are some scalability issues, but that’s pretty common with any nascent technology. Accepting crypto payments gives you access to an international audience. That leaves you and your customers without any annoying middlemen, like a bank. While you can always set up a manual wallet and accept payments, the convenience of using a dedicated third-party solution is unmatched. Without any further ado, let’s start with the list.

Bitpay

Bitpay has been making crypto payments for big industry players like Microsoft, Shopify, airBaltic, etc. Features:

Accept Fiat & Crypto90+ Crypto Wallets1% Transaction FeeNo Setup ChargesAPI support

While you can use Bitpay in 229 countries, the support for Fiat currencies is limited to eight countries. However, you can also request the addition of your currency. Bitpay allows you to accept crypto payments in BTC, ETC, ETH, XRP & LTC.

Coingate

Coingate is a similarly powerful solution with a wide footprint in over 100 countries and support for 50+ local currencies. Features:

Supports Crypto & Fiat1% Processing FeeAPI SupportNo Setup FeeWordpress integration

You can receive 70+ cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and Ripple.

Coinbase Commerce

Coinbase Commerce gives you flexibility in self and Coinbase-managed merchant accounts to accept crypto payments. Features:

1% Transaction FeeShopify & WooCommerce IntegrationsAPI SupportWorld-Wide Support

Coinbase commerce currently supports Bitcoin, Bitcoin Cash, DAI, Ethereum, Litecoin, Dogecoin, and USD coin. While you can set up a self-managed account anywhere, Coinbase managed accounts can only be used in select countries. In addition, the latter comes with Coinbase support for lost or stolen funds.

CoinPayments

CoinPayments is a dedicated crypto payment solution that allows you to accept 175 cryptocurrencies. Features:

0.5 % Transaction FeeCoinPayments APIExtensive eCommerce IntegrationsZero Set up FeeInvoice Builder

CoinPayments lets you use a variety of payment buttons on the payment page. It has native applications for Android and iOS to manage it on the go.

TripleA

You can also use TripleA for accepting crypto payments and transfer settlements in your local bank account. Features:

Flat 0.8% Withdrawal FeeeCommerce, POS compatibilityAPI supportNo Setup FeeOpencart, WooCommerce, & Shopify Integration

TripleA has native support for BTC, ETH, ADA, LTC, etc. Although, you can request the support team for a particular crypto coin. Notably, TripleA waves off any fee for non-profits and charities.

Crypto.Com

Crypto.com can be used for getting paid in 30+ tokens. Features:

No Transaction/Set up FeesIntegrations like WooCommerce, OpencartMerchant APICreate Invoices

Your customers can use the Crypto.com application, connect an ERC-20 wallet, or use their Bitcoin wallets to make payments. Additionally, a merchant is liable to pay 0.5% at the time of settlements in fiat or cryptocurrencies.

Blockonomics

Blockonomics is focused on just Bitcoins and Bitcoin Cash. It powers you to have a non-custodial merchant account. Features:

1% FeeBlockonomics APINo Hidden ChargesWordPress, Shopify, Wix, etc. Integrations

Blockonomics is a very simplistic crypto payment gateway. The best thing remains their API that you can use free for the first 20 payments.

NOWPayments

You can utilize NOWPayments to accept crypto payments and convert those to fiat. Features:

Accepts Multiple CryptocurrenciesCrypto-to-Fiat-to-Crypto Conversion0.4 to 0.5% Transaction FeeAPI supportIntegrations with WooCommerce, Shopify, etc.

With NOWPayments, you can set up a Bitcoin wallet but receive multiple crypto coins via their ChangeNOW exchange.

PaymentCloud

PaymentCloud facilitates a custom account for business owners to accept crypto payments. It lets you get paid in various crypto coins like BTC, ETH, ADA, XMR, etc. There are no setup fees. However, this platform is different from others in that they quote businesses individually about fees and plans.

Paychant

You can host your own eCommerce with Paychant and accept payments in cryptocurrencies. Features:

Hosted eCommerceSimple to Embed Payment Buttons1% Transaction FeePaychant APIShopify, Magneto, WooCommerce PluginsFree Set up

Paychant also boasts of instant conversions to fiat as a measure against crypto volatility. As of this writing, they support BTC, ETH, USDT, and cUSD.

Manually Setting up a Crypto Wallet

This is the most transparent option in the lot. While this may sound a bit technical, the process depends upon the specific wallet and is usually not that difficult. With this, you would be displaying your wallet address that your customers can pay to. However, you would be trading off aesthetics for this do-it-yourself way of accepting crypto as there will be addresses similar to this: 1AJ6P4t4gakCfhjklGLQJiasmasdavLfh5ruEcV, for each crypto coin, you want to accept. In addition, you have to track who’s paying what and match that with the real customers. So, if you can jump over these fences, sign up for any wallet and paste the address on your website. Some great non-custodial wallets are:

Crypto.Com’s DeFi walletBitpay WalletCoinbase Wallet

Basically, any wallet that keeps your private keys only on your device is considered safe. And should you want premium security, there are hardware crypto wallets. They remain offline, and the private keys never leave the device.

Conclusion

Every payment gateway has a hidden fee that I can’t have possibly mentioned. This is a fee whenever your customer pays in the coin you don’t accept into. Similarly, there is an exchange fee every time you convert crypto into fiat or vice-versa. In addition, you should check for minimum withdrawal limits for your payment gateway. And while we’re doing so much crypto, it only makes sense to check out the measures to secure your cryptocurrency. Want some free crypto? Here are 7 ways to earn free cryptocurrency.

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